Bei Kartenverlust. Ihre Mastercard® Karte ist weg? Kein Grund zu Panik, wir helfen Ihnen! Mehr Erfahren. Servicenummern. Im Notfall sind die Mastercard. Gemeinsam für mehr Fairplay: Bundesfinale der Sparkassen Fairplay Soccer Tour und die World Streetsoccer Championship auf Rügen. 19 Juli, Fragen zum Online-Legitimationsverfahren Mastercard® SecureCode™ / Verified by Visa. Bitte melden Bei Anrufen aus Deutschland: - . Sometimes, it is required to receive a regular income of a certain amount, which must be transferred to the current account. Tron mainz 30, at National Mastercard deutschland All-Inclusive Beach. In combination with a free prepaid credit card that entitles you to a free cash supply, these offers will have a high Beste Spielothek in Ilgesheim finden especially among the younger clientele. Most credit cards are Beste Spielothek in Brauhausl finden from insurance in Germany. Otherwise, I think that this credit card is really great: The average private Viabuy customer will in Would that be something Beste Spielothek in Gischow finden you? Our US cards work rather well in Germany. I dragon story battle been living in Germany for three years now, first as a student and now with a stable job.
What I would do is call your CC issuer and let them know when you are traveling. Send a private message to Dukey.
Find More Posts by Dukey. Eurocard has always been part of Mastercard stable but continental European banks that issued it preferred to keep its own identity.
Send a private message to Alec. Find More Posts by Alec. Eurocard is just the name of Mastercard in europe. You don;t need to do anything - the card you have is fine.
But - Visa is perhaps slightly more widely accepted. And I wold definitely take more than one card with you.
Send a private message to nytraveler. Find More Posts by nytraveler. Apr 9th, , Thank you all very much! This will make things much easier -- but we will also take more than one type of cc and be able to access more than one ATM system.
You may not post new threads. BB code is On. All times are GMT The only possibility that I see is this card here: It solves your problem! Good luck for your business!
Hi, thank you for prompt response. Is it really German card? That is a very good question, many thanks! Viabuy has been founded by very smart people, who cleverly used the laws and regulations within the European Union, Germany and Great Britain.
The registered office of the company actually is in Great Britain. You can find this account number on the backside of the MasterCard at least when you order it via the German language site , like I have done.
Outgoing transfers will be sent from a German bank account as well. For deposits you have your own virtual account number.
Outpayments are done via a collective account number. There are a few variations, e. On our special portal for clever banking in Germany we always refer to the Viabuy MasterCard that you order in Germany!
One of the biggest is Germany! Hi Tanja, really helpful page which is the first to help me in my problem so far!
I am English but will travel to Germany for 3 weeks for work — my company will give me euros before I leave for my expenses around euros in cash or they can transfer it somewhere from their German bank account.
From your article I guess the only options are viabuy, payangoCard or onlinekonto. There are of course more credit cards in Germany than the ones we mention here.
For example, you can buy prepaid card at the gas station. But that is not the subject for our special portal. With a setup fee of But for the next three years, one does not need to pay and card fees anymore.
So maybe it is worthwhile? Anyway, it is the cards that you can order the easiest way online identity check and is also mailed to England. Of course there are always positive and negative experiences.
Yes, that is true. This is due to the security structure Viabuy uses. The average private Viabuy customer will in It seems that this card is not actively promoted and I have not yet found detailed information about this card on your DKB-page.
Have you already tested this card or can you say something about it? It is true that this card is not really promoted by the DKB — furthermore, one cannot even apply for it online.
From my point of view, it is not particularly attractive, because it only includes insurance services for the annual fee of currently Euros In particular, these services are: Who absolutely wants to have a Platinum-card anyway, can query the PDF-application through the customer service.
However, I do not recommend it. Hi, my name is Stephanie and I am an exchange student from Australia. I moved to Berlin around 6 months ago and I found your page very helpful with settling into Germany opening an account and payment methods.
It was so helpful in fact that it helped me write my project about attitudes towards consumer credit in Germany and credit card acceptance.
I was wondering if I could ask you a few questions in regards to this topic or if someone would be willing to help me. Any help would be deeply appreciated and credited.
Germany still remains as one of the most cash-intensive advanced economies on earth. Why do you think that is? A considerable number of businesses in Germany do not accept credit cards.
Do you believe that German consumers are generally debt averse? I have more questions that lead to other areas, is there a possibility I could contact someone about more of these?
Germany has already been having its own EC card system for many years, which in comparison to credit cards was decidedly lower priced for retailers.
In addition, the prevalence of credit cards is not that high, because local banks often issue them only hesitantly and with too high fees.
There have only been changes in the recent years, since modern direct banks issued credit cards free-of-charge to their customers as a standard.
Also, since December there has been a EU directive that limits the credit card fee for retailers interchange fee to max.
Since then, the credit card acceptance in Germany has been rising month by month. To-day, you can even pay with a credit at discounters like ALDI.
German banking customers are very different. But in contrast to some other countries, one can still say about us, that we still have a middle class worth mentioning, with assets worth mentioning and therefore might need fewer loans.
Statistically, every 80th German is a Euro millionaire — which means, has assets of at least 1 million Euro assets minus debts. Meaning If I do not put any money in that card, I should not be able to do any transaction but at the same time the charges of that should be like gebuhrenfrei or DKB.
Second question, I have applied for DKB and gebuhrenfrei and got rejected although I have been living in munich since 3 years. I am Indian and I got a credit card from Gebührenfrei within a month or two after coming to Germany.
Probably you should check your schufa score…. The problem with N26 is that it is not as useful for frequent use as gebuhrenfrei could be because of limited cash withdrawals on EC karte as well as visa card.
Hello Everyone, first of all, thanks for this very interesting article, full of useful information. I leave in Germany and I have a permanent job contract.
I am considering to request an american express platinum for the following reasons: Can I find on the market something similar, with the same benefits, at lower price?
Well … so many things happened, that should not have happened, so that I even was invited to the headquarter in Frankfurt to personally meet the board member responsible for service.
That did not change any of the problems, though. Difficulties came up again and again. Then I cancelled, and even that turned out to be problematic and took a while.
I did hear that other Germen customers with other Amex cards especially the Gold Card are content. But is it really worth the money?
Hello Gregor, thanks for you feedback. Personally speaking, I had few occasions to get in contact with their customer service and mainly because my credit card was cloned , so I cannot really judge them.
I and my partner have linked gold credit cards from Hypovereinsbank. Whenever we travel to another country outside of the EU eg. South Africa, our cards are blocked.
Do we have to inform the bank in person every time we travel or can we do this online ourselves? It really is a pain.
Is it better to use another CC like N26? We know, that some people are fond of N26, and we formerly used to write about this start-up.
Due to own experiences, we do not recommend them anymore. In our community of smart banking customers, many are dissatisfied with the bad services and the frequent product decline as well.
More than half have already cancelled their account. Still, the provider gains new customers every day and is growing.
They are an average provider with average conditions. For our smart readers we do not recommend going to an average bank, but to one of the three best banks.
This recommendation is aimed at people who live here and therefore have an address and credit assessment in Germany. Thank you for the nice info.
I am looking for a Girokonto together with Debit Master card or Debit visa. Not credit, not prepaid. Commerzbank is 7,9 Euro pro Monat and Deutsche Bank is around 6,5 euro, what do you recommend?
Thank you sssoooooo much. This Girokonto offers the cards you prefer and is free of charge. Sorry we are a specialized web portal regarding the best German direct banks, so we hardly ever write about local bank branches.
Also, this is not ideal for booking Hotels outside EU. What do you recommend in this situation? Gregor uses the DKB credit card , especially for payments in foreign currencies, because thee 1.
Hi, you can find more information regarding the use of the Comdirect card abroad in our article here. Everywhere in Germany where you see you card symbol Visa or Mastercard, you can pay with the card.
Hello, relocated to Germany and travel around the world a lot. I would like to have a credit card with no foreign currency fees like chase sapphire I have in the US.
Can you recommend which bank in Germany offer that? Our specialty por-tal mainly focuses on cards that are permanently free of charge.
Without annual fee, and without international service fee. Even without incoming money, the account and card still remain permanently without monthly or annual fee.
But this is something you are already familiar with from the U. What can he do? Please can someone help me so i can tell my husband what to do..
Which part of Germany? He should be able to use Visa card in most of the stores but he has to make sure he sees the visa banner on the door.
Visa is not widely accepted as there is another local card system EC that are the first choice. He should call his bank.
Maybe his US Credit Card has not yet been activated for the use abroad? Our US cards work rather well in Germany. Can I do it? We are not the Deutsche Bank.
If you would like any changes regarding existing cards, please contact your bank directly. Simply give it a try and see, up to which credit line you can get.
I live in Germany for 1 year and needed to buy furniture. This furniture will be delivered at my house and a guy from the store will process the payment in the delivery day with my credit card Amex , which is coming by mail.
The payment should be the same as a normal shopping. I always used to pay stores with credit cards and splitted in the number of instalments I wanted.
Usually for me is: How does it work in Germany for Amex? So, I will pay the full price for the furniture, and the total amount will be directly debited from my account?
I have it to make instalments! Could someone please clarify in case I misunderstood how a credit card in Germany could help me in this situation?
Or should I choose another option, like loans? Mail will not be published required. I want my comment to be discarded.
Only check this, if you are a computer program. Notify me of followup comments via e-mail. Portal for clever banking in Germany and abroad.
Visa credit card, Mastercard or American Express colours: Gold, Platinum, Black free or annual fee 1a Credit card at a bank with current account In Germany, the credit card is used mostly in combination with a current account Girokonto.
This has different practical advantages: The creditworthiness of the customer is known Through the current account, the bank knows the creditworthiness Bonität of the customer and provides a corresponding credit line.
Automatic billing on the current account The credit card transactions Kartenumsätze are automatically settled after the clearance of account Rechnungsabschluss with the current account.
Everything from a single source With a combination of current account and credit card, one has a partner and only one point of contact for both financial products.
Requirements for a successful credit card application: DKB — Deutsche Kreditbank: I am passionate about testing credit cards and services!
Are you aware of how much you have learned about credit cards in Germany today? Perhaps you want to recommend the link of this page to friends.
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